Pay-after-pass prop firms (2026)
These models charge a modest starting fee (sometimes just $5) and the activation fee only on passing. Should you fail, very little is lost.
The list (7 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 |  Blue Guardian | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* |
| 2 |  FundedElite | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* |
| 3 |  Maven Trading | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* |
| 4 |  The5ers | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* |
| 5 |  Funded Trading Plus | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* |
| 6 |  Top One Trader | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* |
| 7 |  QT Funded | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
Our top three
- Blue Guardian – 85% split as standard
- FundedElite – News, hedging, martingale and grid allowed
- Maven Trading – Exceptionally accessible pricing
Selection criteria
Programs with a starting fee plus activation after passing are included.
The column shows the lowest starting fee, with the funding fee in brackets.
Questions, answered
Which firms offer pay after pass?
7 firms meet the criteria, led by Blue Guardian, FundedElite, Maven Trading.
Is the total cost higher?
Almost always; the combined fees usually exceed a standard challenge, which is worthwhile if you expect a few unsuccessful attempts.