Prop firms with a 3-Step challenge (2026)
A 3-Step sets a small target per phase (often 5% or less) and is usually less expensive, though funding takes longer.
The list (5 firms)
| # | Firm | Score | 100K challenge from | Profit split | |
|---|---|---|---|---|---|
| 1 |  FXIFY | 7.3/10 | $399 Three Phase | 90% | Visit firm* |
| 2 |  Lark Funding | 7.2/10 | $370 3-Step Evaluation | 80% | Visit firm* |
| 3 |  Maven Trading | 7.2/10 | $299 3-Step Challenge | 80% | Visit firm* |
| 4 |  The5ers | 6.7/10 | $95 + $205 after passing Bootcamp 3-Step | 80% | Visit firm* |
| 5 |  Fintokei | 6.1/10 | $419 StartTrader | 80% | Visit firm* |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
Our top three
- FXIFY – An expansive choice of programs and sizes
- Lark Funding – No consistency rule
- Maven Trading – Exceptionally accessible pricing
Selection criteria
Firms with a 3-Step challenge at 100K are included.
Ordered by overall score.
Questions, answered
Which firms offer 3-Step challenges?
5 firms meet the criteria, led by FXIFY, Lark Funding, Maven Trading.