FXIFY review (2026): pricing, rules and payouts
FXIFY was evaluated on the same basis as every firm we cover: published pricing, published rules and customer reputation. It scores 7.3, ranking 2 of 25.
Report card
Top marks for trust. Loses points on price.
In brief
FXIFY offers one of the most expansive line-ups we cover: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding, on accounts from $5,000 to $400,000, traded through MT5, DXtrade or TradingView.
The score, explained
Ranked 2 of 25 in our ranking. The 7.3 score is built as follows:
Highlights and drawbacks
Pros
- An expansive choice of programs and sizes
- 1-Phase fee returned in full
- MT5, DXtrade and TradingView
- Hedging and martingale allowed
Cons
- Leverage limited to 1:30
- A 25–30% consistency rule on some programs
The FXIFY range
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Funding Lite | Instant | 2.5K–50K | $19 | 80% |
| Three Phase | 3-Step | 5K–400K | $39 | 80% |
| Lightning | 1-Step | 10K–100K | $59 | 80% |
| Two Phase Standard | 2-Step | 5K–400K | $59 | 80% |
| Two Phase Classic | 2-Step | 5K–100K | $59 | 80% |
| One Phase | 1-Step | 5K–400K | $59 | 80% |
| Instant Funding | Instant | 1K–100K | $69 | 80% |
| Two Phase Pro | 2-Step | 10K–250K | $129 | 80% |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Lightning | 1-Step | $399 | 5% | 3% | 4% |
| Three Phase | 3-Step | $399 | 5% / 5% / 5% | 5% | 5% |
| Two Phase Standard | 2-Step | $549 | 10% / 5% | 4% | 10% |
| Two Phase Classic | 2-Step | $549 | 5% / 10% | 4% | 10% |
| One Phase | 1-Step | $549 | 10% | 3% | 6% |
| Two Phase Pro | 2-Step | $599 | 4% / 8% | 4% | 8% |
| Instant Funding | Instant | $4,249 | None | 8% | 8% |
Permitted trading styles
Restricted denotes permission with conditions, such as a short no-trade window around major announcements. Full terms are on the firm's website.
Platforms, deposits and withdrawals
FXIFY against its peers
Questions, answered
How established is FXIFY?
FXIFY has operated since 2022 and has built a strong name on the breadth of its range.
What split does FXIFY pay?
80% as standard, 90% with an add-on.
Which FXIFY program costs least?
Usually the 3-Phase, at around $399 for 100K.
What does a FXIFY 100K challenge cost?
The lowest-priced FXIFY 100K challenge paying at least 80% is Lightning (1-step), at $399.
Is FXIFY open to traders based in the UAE?
Yes. The UAE does not appear on FXIFY's list of restricted countries. Such lists are updated over time, so review the terms when registering.