AquaFunded review (2026): pricing, rules and payouts
AquaFunded was evaluated on the same basis as every firm we cover: published pricing, published rules and customer reputation. It scores 7.3, ranking 3 of 25.
Report card
Top marks for trading freedom. Loses points on trust.
In brief
AquaFunded offers an unusually complete range: 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, from $2,500 to $400,000, on MT5, cTrader, Match-Trader or TradeLocker.
The score, explained
Ranked 3 of 25 in our ranking. The 7.3 score is built as follows:
Highlights and drawbacks
Pros
- 90% split, 100% with an add-on
- Four platforms
- EAs, hedging, martingale and scalping allowed
Cons
- A weak Trustpilot rating (3.1)
- News trading restricted
- A consistency rule on some programs
The AquaFunded range
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
Permitted trading styles
Restricted denotes permission with conditions, such as a short no-trade window around major announcements. Full terms are on the firm's website.
Platforms, deposits and withdrawals
AquaFunded against its peers
Questions, answered
Are EAs allowed?
Yes, as are trade copiers, hedging and martingale.
How often does AquaFunded pay?
Fortnightly on challenge accounts; on request on instant accounts.
What does a AquaFunded 100K challenge cost?
The lowest-priced AquaFunded 100K challenge paying at least 80% is Two Step Pro (2-step), at $279.20.
Is AquaFunded open to traders based in the UAE?
Yes. The UAE does not appear on AquaFunded's list of restricted countries. Such lists are updated over time, so review the terms when registering.