Audacity Capital Ability Challenge (2026): pricing, rules and payouts
Ability Challenge is a 2-step challenge from Audacity Capital, offered in 6 sizes from 5K to 200K. The 100K account is $549, with a 10% / 5% profit target, a 7.5% (5% in verification) daily loss limit and a 15% (10% in verification) maximum loss.
Audacity Capital Ability Challenge: the fine print, decoded
Left: how the firm words it. Right: what it means for your money on a 100K account.
| The rule says | What it means for you |
|---|---|
Daily loss: 7.5% (5% in verification) | Lose no more than $7,500 in one day. |
Max loss: 15% (10% in verification) (static) | Never let the account fall below $85,000. |
Profit target: 10% / 5% | Make $10,000, then $5,000 in step two. |
Time limit: None | No deadline. |
Minimum days: 4 per phase | You need at least 4 per phase. |
Profit split: 75% | You keep 75% of what you make. |
Payouts: Every 2 weeks | Payout timing: Every 2 weeks. |
Ability Challenge pricing by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $49 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $10,000 | $79 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $25,000 | $195 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $50,000 | $329 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $100,000 | $549 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $200,000 | $1,049 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
Alternatives at 100K
Comparable 2-step challenges at 100K elsewhere, lowest price first. Ability Challenge is $549 for reference.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $239 2 Step Nano | 8% / 5% | 10% |
| AquaFunded | $279.20 Two Step Pro | 10% / 5% | 10% |
| FundedElite | $299 Lite 2 Step | 10% / 5% | 8% |
| The5ers | $405 High Stakes New | 10% / 5% | 8% |
| Instant Funding | $413 Two-Phase Micro | 8% / 5% | 10% |
| Maven Trading | $440 2-Step Challenge | 8% / 5% | 8% |
Our view
6 firms are cheaper at this size; compare the rules before deciding. It holds 3.4/5 on Trustpilot; recent reviews are worth reading first.
Questions, answered
What is the price of Audacity Capital Ability Challenge at 100K?
$549. Across sizes, pricing runs from $49 (5K) to $1,049 (200K).
What target and limits apply to Ability Challenge?
The target is 10% / 5%, with a 7.5% (5% in verification) daily loss limit and a 15% (10% in verification) maximum loss on a static drawdown.
How often does Ability Challenge pay out?
Payouts: Every 2 weeks. Split: 75%.