AIFO review (2026): pricing, rules and payouts
AIFO was evaluated on the same basis as every firm we cover: published pricing, published rules and customer reputation. It scores 4.8, ranking 25 of 25.
Report card
Top marks for trading freedom. Loses points on profit split.
In brief
AIFO, based in Hong Kong, works exclusively on MetaTrader 5. Its four account types are 2-Step, 1-Step, Instant and Sprint, a challenge completed within 24 hours. A single trader may manage up to $2 million across combined accounts.
The score, explained
Ranked 25 of 25 in our ranking. The 4.8 score is built as follows:
Without a Trustpilot rating yet, this firm is scored on profit split, price and trading freedom alone.
Highlights and drawbacks
Pros
- The 24-hour Sprint, a rarity in this market
- Up to $2 million across accounts
- Weekend holding allowed
Cons
- No Trustpilot rating yet
- MetaTrader 5 only
- Gap trading prohibited
The AIFO range
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
$100,000 challenges
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
Permitted trading styles
Restricted denotes permission with conditions, such as a short no-trade window around major announcements. Full terms are on the firm's website.
Platforms, deposits and withdrawals
AIFO against its peers
Questions, answered
How does the Sprint work?
You have 24 hours from your first trade; reach the target within that window and you may withdraw immediately.
How often does AIFO pay?
Every 14 days on funded 1- and 2-Step accounts; on request for instant accounts once the target is met. Minimum $100.
What does a AIFO 100K challenge cost?
The lowest-priced AIFO 100K challenge paying at least 80% is 2-Step Core (2-step), at $449.
Is AIFO open to traders based in the UAE?
Yes. The UAE does not appear on AIFO's list of restricted countries. Such lists are updated over time, so review the terms when registering.