Instant Funding One-Phase Micro (2026): pricing, rules and payouts
One-Phase Micro is a 1-step challenge from Instant Funding, offered in 5 sizes from 10K to 200K. The 100K account is $259, with a 7% profit target, a 4% daily loss limit and a 7% maximum loss.
Instant Funding One-Phase Micro: the fine print, decoded
Left: how the firm words it. Right: what it means for your money on a 100K account.
| The rule says | What it means for you |
|---|---|
Daily loss: 4% | Lose no more than $4,000 in one day. |
Max loss: 7% (static) | Never let the account fall below $93,000. |
Profit target: 7% | Make $7,000 to pass. |
Time limit: Unlimited | No deadline. |
Minimum days: None | You need at least None. |
Consistency: 15% | Your best day can't be too big a share of your profit: 15%. Easy to miss |
Profit split: 80% | You keep 80% of what you make. |
Payouts: On request | Payout timing: On request. |
One-Phase Micro pricing by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
Published list prices, excluding promotional codes, confirmed on 14 November 2026. Pricing changes frequently; confirm with the firm before purchase.
Alternatives at 100K
Comparable 1-step challenges at 100K elsewhere, lowest price first. One-Phase Micro is $259 for reference.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
Our view
No firm we cover is cheaper at this size. It holds 3.1/5 on Trustpilot; recent reviews are worth reading first.
Questions, answered
What is the price of Instant Funding One-Phase Micro at 100K?
$259. Across sizes, pricing runs from $39 (10K) to $519 (200K).
What target and limits apply to One-Phase Micro?
The target is 7%, with a 4% daily loss limit and a 7% maximum loss on a static drawdown.
How often does One-Phase Micro pay out?
Payouts: On request. Split: 80%.